Frequently Asked Questions and Resources

Blood donations are always needed and appreciated! This LINK will take you to the website at which you can enter a zip code and discover donation events and Red Cross donation sites near you.


Jay Tinker: Tis the season – tax season. April 15 looms large with tax returns due, but this isn’t about the filing deadline that is coming soon, though I do hope the process has been as pain-free as possible and that you have the help you need to get your 2023 tax year returns filed on time – or obtain an appropriate extension. 

Rather, I wanted to talk to you about the future of taxes, at least in the near term given the current circumstances we find ourselves in. Under then President Trump the Tax Cut and Jobs Act (TCJA) was approved effective January 1, 2018 after being passed by Congress. This was the largest overhaul of the tax code in three decades impacting both corporate and personal income taxes. However, most of the personal income tax components were temporary and are scheduled to expire at the end of 2025. Some examples of the current TCJA personal income tax components include (among many others):

  • Lowering most of the tax rates associated with middle and high income tax brackets.
  • Substantially increasing the standard deduction applicable to either single, head of household or married filing jointly tax returns.
  • Limiting the State and Local Income Tax Deduction (or SALT) to $10,000 per year when itemizing deductions.
  • Suspension of the personal exemption

Again, this is not a complete list but more importantly these and other personal tax provisions of the TCJA are set to expire at the end of 2025 and the pre-TCJA structures are scheduled to resume in 2026 and beyond (absent further Congressional/Presidential action). So what? Well, beyond the obvious of an evaluation of your tax withholdings in 2026 and beyond, these have significant implications for tax planning. For example, let’s say you are considering the trip of a lifetime in the next couple of years for you and your spouse. If you intend to withdraw additional funds from your 401k to cover the costs of the trip you may experience significantly different marginal tax effects depending on whether that withdrawal occurs in 2025 or 2026. Same thing if you plan to fund gifts to family (college, wedding, home purchase, etc) or have major home maintenance items like HVAC systems, roofing, etc.

Stated differently, withdrawing more from your 401k in either 2025 or 2026 could result in more of the funds being sent to the IRS and less available for your intended purpose. Of course, every family is subject to different circumstances. Not all taxpayers win or lose when there are changes in tax law and your specific experience will depend on your circumstances. Nobody is better equipped to evaluate what this will mean to you than you, along with your trusted financial and tax advisors. I encourage you to start these conversations sooner rather than later, particularly if you are planning on funding significant gifts or expenditures in the next couple of years. In the meantime, here are a couple of excellent resources to help you to understand what is happening and to decipher what it means for you and your family. Take care.

Tax Cuts Are Set To Expire — Here’s How Much More You’ll Pay

2026 Tax Brackets: Why Your Taxes Are Likely to Increase and What to Do About It

What to Do Before Tax Cuts and Jobs Act Provisions Sunset | Kiplinger

Many retirees ask questions on the FACEBOOK GROUP for PGE RETIREES and get some answers from fellow retirees, and offers of help too.  If you are a FACEBOOK user, you can use the Facebook search function specifically for Groups (not the search function to find individual people).  Perhaps the LINK below will get you there faster.

LINK to PGE Retirees Group (private) on FACEBOOK

You must request to JOIN this private GROUP, and PGE Volunteers will review your request and admit you into the Group.  The Group is private among retirees, their families, and even a few future retirees still employed at PGE.

Link to 2023 Annual Reimbursement Allowance Guide is HERE

Link to the Q&A Document is HERE

Volunteering From Home

PGE employees and retirees have a long history of supporting our community. Many of us have been wanting to do volunteer work in retirement but are cautious about venturing out during the COVID-19 pandemic. There are many things that we can do without joining others we don’t know in a public setting. Here are just a few examples:

  • Making treats or toys for dogs or cats
  • Creating cards for low-income seniors or veterans
  • Assembling care kits for residents of homeless shelters (hygiene or cooling)
  • Sewing book bags for kids

Instructions for these and other projects are available from PGE Retirees here: Volunteer Opportunities. Some of these require purchasing materials and some assembly. Not every project is suitable for everyone, and we each have our favorite charities we like to support.

Making things not your cup of tea? Joining a non-profit board of directors might be just your niche and so many of them need experienced leaders. Many have been meeting online. Here are a few opportunities currently listed in myCommunity.  You will need to log in to your account to see them, if you don’t have and account you can create one.

Or if Board membership is not your thing, there are other opportunities at organizations like Meals on Wheels and many, many others.

What activities do you like? Drop a line to so we can share your ideas with other like-minded people.

Please select this link for a YouTube video presentation by PGE attorney Derily Bechthold’s for some of the newest Cyber Security Tips.

Please select this link to view one word document and the Power Point presentation shown in the above video, for more Cyber Security tips.

  • Access the Pelton Park and Promontory Park pages on the Portland General Electric website.

  • Search the respective calendars for available dates/sites.
  • Select dates/sites for which you want to make a reservation.
  • Call PGE Parks, 503 464 8515, and leave a message that you want to make a reservation and include the details of your reservation request. Inform them that you are a PGE retiree.
  • A PGE Parks representative will call you back and confirm the reservation and take your payment.
  • Take the required proof that you are a PGE retiree with you and present it when you check in at the Park.
  • Proof of qualification for the discount can be:
    • A Portland General Electric bill with your name and documentation that you are receiving an employee/retiree bill discount.
    • An Award or Service Anniversary certificate document from Portland General Electric.
    • A letter or communication from Portland General Electric that is addressed to you. e.g. a Summary Annual Report of PGE Benefits etc.

There are two available versions of the Contact Card.